Welcome to ShoreOne
It's better on the shore.
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Single policy for home and flood
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Family-friendly way of doing business
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Independent agents experienced in coastal properties
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Claims paid quickly and fully
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Responsible homeowners
Our Goal: Make insuring a coastal property simple, affordable, & efficient.
The old way
Homeowners who wanted to insure a coastal property had to piece together multiple policies to meet their needs. They often ended up with inadequate flood coverage, multiple deductibles, and frustrating claim experiences.
Why wasn't there a better way?
That's what we wondered too. With advancements in technology, expert agents, and responsible proactive homeowners, it should be possible to provide a single policy that combines home and full flood coverage.
The ShoreOne way
In 2019, a small team of insurance professionals got together to solve this frustrating problem. We developed an all-inclusive coastal insurance policy, built a technology platform for quick accurate quotes, and secured deep financial backing.
Meet our team
Nick Steffey
Chairman & CEO
Nick has over 35 years of experience in the property casualty insurance industry. He started Liberty International Holdings, Inc., was CEO of GIO Australia and worked with CIGNA and Chubb in various executive capacities. In 2006, he founded Narragansett Bay Insurance Company (NBIC) to solve the insurance gap for over 200,000 Northeastern coastal home owners. Still, more than anything, he loves helping coastal homeowners feel safe and protected.
Cameron Rhodes
President & COO
Cameron previously worked for Narragansett Bay Insurance Company (NBIC). He's actively involved in the emerging flood insurance sector, including the development of the first of its kind flood-endorsed coastal homeowners' policy. Cameron has also worked for Liberty Mutual and Albert Risk. He's a can-do guy with a positive attitude and real concern for solving homeowners' insurance challenges.
Zachary Smith
VP of Risk Management
Zach is a Certified Catastrophe Modeler and ARe™ credentialed, with 9 years of experience focused on managing coastal risk. While at Narragansett Bay Insurance Company (NBIC), he worked as the senior risk analyst and has extensive experience with both AIR and RMS. Need catastrophe, stochastic, or capital modeling and reinsurance analytics? Zach's your guy.
Satvinder Dhami
VP of Administration
Satvinder brings to the team 30+ years of senior executive, results-oriented experience in administration, project management, budget coordination, organizational development and office management. Previously she provided support to the executive team at Narragansett Bay Insurance Company (NBIC). Basically, she makes sure everything that needs to get done gets done.
Brad Burton
Senior VP, Operations
Brad has over 25 years of property and casualty industry experience, and brings proven business scaling expertise, and a strong command of catastrophe management principles and oversight of underwriting and technology teams. Before joining ShoreOne, Brad was Vice President, Underwriting and Sales at Olympus Insurance Company. He also served in the United States Army and the Tennessee Army National Guard. As a helicopter pilot, Brad was awarded the Air Medal and Army Commendation Medal for his 1991-92 Gulf War service.
Ben Hoover
Chief Marketing Officer
With an extensive family history in the insurance industry, Ben has spent his career assisting MGAs pair their insurance products with retail P&C agents along the Atlantic Seaboard. Prior to joining ShoreOne, Ben was the Regional Marketing Manager for Arthur J. Gallagher & Co.’s Risk Placement Services (RPS) for all product lines. He has also brokered and underwritten both admitted and E&S products for several East Coast MGAs. When he's not golfing, Ben hones his sales skills by tediously negotiating with his kids, often arbitrated by his wife.
Peter Hutchinson
Massachusetts
Territory Manager
With over 30 years of experience in the insurance industry, Peter (also known as Hutch) joins ShoreOne and assumes the role of driving sales growth and building solid relationships with clients. Formerly the Assistant Vice President and Territory Manager MA-RI at Narragansett Bay Insurance Company, Hutch is dedicated to imparting his clients with an in-depth comprehension of insurance. During his leisure time, Hutch indulges in swimming and cycling and completed the Ironman – Lake Placid NY in 2016.
Todd Fought
AVP New Jersey
Territory Manager
An experienced professional with over 30 years of underwriting and distribution expertise, Todd will collaborate closely with prominent agencies in the NJ coastal homeowners market. Previously, Todd served as AVP NJ Territory Manager at Narragansett Bay Insurance Company, where he successfully distributed product offerings to agency partners. Todd, a Rutgers University graduate, resides in Bridgewater and during his leisure time, he enjoys watching lacrosse games from the sideline and occasionally plays golf, despite losing a few balls.