PRIVACY POLICY

Last updated: August 7, 2020

 

ShoreOne Insurance Managers, Inc. (“ShoreOne”) values our customers and our goal is to provide you with the information and resources that are helpful to you. This privacy policy applies solely to the information collected by ShoreOne on our website (the “Site”) and the related services (together with the Site, the “Services”).  The privacy policy is designed to notify you of the following:

  • What personally identifiable information of yours is collected

  • How and when we might user your information

  • How we protect your information

  • Who has access to your information

  • How you can correct any inaccuracies in the information

 

The terms “you,” “your,” and “yours” refer to anyone utilizing the Services. We may periodically make changes to this Privacy Policy that we will include on this page. It is your responsibility to review this Privacy Policy frequently and remain informed about any changes.

 

Information Collection, Use and Sharing

ShoreOne collects your personal information in the course of providing the Services to you.  More specifically, when you use our Services, we may collect the following: 

 

  • Information You Provide to Us: We collect any information you provide in relation to the Services.  This may include:

    • User Account and Profiles.  Our Services may give you the ability to register for an account or to create and update a user profile.   To create an account, we will collect your information as provided to use in the course of registering for an account or creating or updating a user profile.  This information may include, for example, name, postal address and zip code, telephone number, e-mail address, information about your health, and related demographic information.  We may indicate that some of your information is required for you to register for the account or to create the profile, while some may be optional.  Failure to provide any required information may affect your ability to use or enjoy all functionalities of the Services.  

    • Payment Information. You may provide payment information to us.  If you choose to do so, you will be transferred to a third-party payment card processor.  We do not store your payment card information.

    • Correspondence.  If you contact us by e-mail, using a contact form on the Services, or by mail, fax, or other means, we collect your information as contained within, and associated with, your correspondence.

  • Automatic Information. When you visit our Services, some information is collected automatically.  This includes: 

    • Your browser type and operating system;

    • Your device type (for example, if you are on a computer or iPhone);

    • Your Internet Protocol (IP) address, which can sometimes be used to derive your general geographic location;

    • Server logs and other communication data;

    • Actions you take on our Services, and the content, features, and activities that you access and participate in on our Services;

    • Information collected through cookies, Web beacons, and other similar Internet technologies; and

    • Information regarding your interaction with e-mail messages, such as whether you opened, clicked on, or forwarded a message.

 

Cookies

We may use cookies, pixels, and other similar technologies to recognize your browser or device, provide you with essential features and services, and for additional purposes, including:

  • Recognizing you when you sign in to use our Services;

  • Keeping track of your specified preferences;

  • Conducting research and diagnostics to improve our Services;

  • Preventing fraudulent activity and improving security;

  • Delivering content;

  • Measuring and analyzing the performance of our Services. 

These technologies allow you to take advantage of some of our features.  If you block or otherwise reject the technologies, you may not be able to use certain parts of the Services. 

Information Use

We may use your personal information in the following ways: 

  • To provide the Services and information you request;

  • For personalization and verification purposes;

  • To enhance, improve, operate, and maintain our Services; 

  • To prevent fraudulent use of our Services;

  • To prevent or take action against activities that are, or may be, in violation of our Terms of Use or applicable law;

  • To maintain a record of our interactions with you;

  • For any other purpose that we may disclose to you at the point in which we request your information; and

  • Pursuant to your authorization or consent. 

 

Information Sharing

We do not rent or sell your personal information.  We may disclose information to third parties if you consent to us doing so, as well as in the following circumstances:
 

  • Trusted Third-Party Service Providers.  To the extent legally permissible, we may disclose and/or exchange your personal information to third-party service providers (e.g., administrative services companies, marketing partners, application developers, data hosting, and processing providers) that assist us in our operations.  We limit the information provided to these service providers to that which is reasonably necessary for them to perform their functions and we require them to agree to maintain the confidentiality of such information.

  • Business Decisions. To the extent legally permissible, we may disclose your personal information to third parties if we are involved in a merger, acquisition, or sale of any or all of our business and/or our assets to a third party.

  • Legal Compliance.  To the extent legally permissible, we may disclose your personal information if we have a good faith belief that disclosure is necessary to:

    • comply with applicable laws, regulations, legal process (such as a subpoena), or enforceable government request;

    • enforce applicable Terms, including investigation of potential violations of such Terms, or to detect, prevent, or otherwise address fraud, security or technical issues; and

    • protect against harms to the rights, property, or safety of ShoreOne, our users, or the public as required or permitted by law.

 

Security

ShoreOne takes precautions to protect your information.  We protect your information online and offline.  For example, only employees, who need the information to perform a specific job are granted access.  We have also implemented a variety of commercially standard encryption and security technologies and procedures to protect your information stored in our computer systems from unauthorized access. Please be aware, however, that no data security measures can be guaranteed to be completely effective. Consequently, we cannot ensure or warrant the security of any information that you provide to us. You transmit information to us at your own risk.

 

Links to Third Party Websites

The Services may contain hyperlinks to third party websites.  Once you have used these links to leave the Site, you should not that we do not have any control over that other website.

Therefore, we cannot be responsible for the protection and privacy of any information which you provide while visiting such sites and such sites are not governed by this Policy.

You should exercise caution and look at the privacy statement applicable to the website in question. Moreover, we are not responsible nor liable for the content of third party websites or platforms.

Access and Choice

You can view, update, and delete certain information about your account and your interactions with the Services by visiting your account page or contacting us at the below information. 

 

You have choices about the collection and use of your personal information. If you receive e-mail from us, you may unsubscribe at any time by following instructions contained within the e-mail.  Additionally, if we offer user account functionality on the Services, we may allow you to view and modify settings relating to the nature and frequency of promotional communications that you receive from us.

 

Children’s Personal Information

Our Services are designed and intended for those who are at least 18 years old.  By using the Services, you affirm that you are at least 18 years of age or older.  We are not responsible for any damages that may result from a user’s misrepresentation of age.

 

International Visitors

The Services are hosted and operated in the United States (“US”). Unless you have been informed otherwise, by using the Site, you are consenting to the transfer of your personal information to the US. If you are accessing the Site from outside the US, please be advised that US law may not offer the same privacy protections as the law of your jurisdiction.

 

California Privacy Rights 

California Civil Code Section §1798.83 allows California residents to ask companies with whom they have an established business relationship to provide certain information about the companies’ sharing of personal information with third parties for direct marketing purposes. ShoreOne does not share any California consumer personal information with third parties for marketing purposes without consent. California Users who wish to request further information about our compliance with this law or have questions or concerns about our privacy practices may contact us using the contact information set forth below.

 

Updates 

Our Privacy Policy may change from time to time and all updates will be posted on this page.  When we do, we will also revise the “last updated” date at the beginning of this Privacy Policy.  Your continued use of our Services after such changes will be subject to the then-current Privacy Policy. If you have any questions or concerns regarding this Privacy Policy, please contact us via telephone at 617-379-2641.

 

580 High Street

Suite 3

Dedham, MA 02026